THE BIRTH OF THE PRIME PROGRAM

Delivering the Power and Gift of Knowledge


THE BIRTH OF THE PRIME PROGRAM

Hello Everyone... My name is BENITA IBANEZ, a proud Real Estate Planner and Mortgage Consultant for Prime Finance & Realty, Inc.  I am privileged to share with you the best program ever...A program which was thoroughly and systematically put together by our very own CEO, Mr. Art Samontina.  Here at Prime

*** Our Business is about HELPING PEOPLE ***

What is The PRIME PROGRAM?... THIS IS WHAT EVERYONE'S TALKING ABOUT!!!

It was launched under the umbrella of PRIME FINANCE & REALTY, INC. (PFRI).  A company that is so unique in its philosophy and concepts.  A company that truly Educates and Helps people.  At PFRI, We are a Melting Pot of People with Positive Attitude.  Our growing community of professional people coming from all walks of life; is built on a Solid Foundation of a Family.  We take pride of our Licensed Agents and Mortgage Enrollees because of our determination to LEARN and EDUCATE ourselves.  We are very blessed to have a remarkable leader with strong Vision, Mr. Art Samontina; PFRI's Chief Executive Officer.  What makes him a Whole Person!....First and foremost, it is his Undying Faith and Love for the Man Upstairs; Secondly, His Principle of Giving and Sharing.  His guidance and leadership brought us to the right path leading to the attainment of our goals and dreams.  He made us all understood that Gaining KNOWLEDGE is the KEY to our Success.  We now have the proper ammunitions to face our Clients' individual concerns and apply the knowledge we've gained.  

WE ARE ON A MISSION

We are on a Mission to give Knowledge to Everyone.  People Need Our Help, and that's a Fact.  It's time to Grab this opportunity to learn the facts about your Mortgage and your Finances... What are the benefits of THE PRIME PROGRAM!  Our program enrollees cannot contain themselves as they realized the true value of the Prime Program.  After taking our Five Sessions, our enrollees who are mostly property owners...are now able to face the facts about their Most Precious Investments--their Homes.  The Prime Program really helped a lot of people who were on the verge of losing homes.  They realized that their homes are so special filled with beautiful memories; and that they cannot afford to lose.  They became very educated as to how they can keep their homes -- a place where they have spent quality time with their families for many years...a place where most of their hard-earned monies were invested in..  THE PRIME PROGRAM is just one of our vehicles to make every homeowner, investor, first-time homebuyer understand the true meaning of Home Ownership.

Let me direct the attention to those First-Time Homebuyers!  Do you have any idea of what it is that Banks and Lenders are looking for?  Are you familiar with acronyms DTI, LTV, FICO and ARM?  Have you heard about our Concept of Repositioning?  It means that you will be in a much better Position prior to buying a home!  It is to your advantage if you do it properly.  You may need to be patient and wait a little more time!  It may mean substantial savings on your monthly payments.  See how we don't rush you, even if it means Commission in our pocket?  In fact, I would even encourage you to obtain your Real Estate License and use it to your own benefit.

Let's move on to multiple property Investors!  I've encountered many of you and said, "I don't need to attend your classes, what for?  I owned Multiple Properties, I know what I'm doing."  Then I found out, couple of those properties are in Las Vegas, which were valued upside down and at least $1200 negative on their rentals.  Did you do your homework, do you understand demographics...how it affects your investment.  Did you really profit and understand what is the actual "Return on your Investment."  What about the  Interests you paid on these properties!  You see -- there's no question that PEOPLE NEED OUR HELP!!!  Whether you're a homeowner, first-time home buyer or Investor...You will benefit from THE PRIME PROGRAM.

 

 

ONE COMMON GOAL

In this company, we all strongly believe in ONE Common Goal....

SERVICE FIRST, COMMISSION LAST 

 This Mindset was Embedded  in our Minds

 We Passionately Follow it to the "T"

 No If's - No But's

THE PRIME PROGRAM - FIVE SESSIONS

 

Below are the 5 sessions of THE PRIME PROGRAM:

 
"THE POINT OF VIEW" (Banks, Lenders, Borrowers & PFRI's Point of View)
 
The Loan to Value and Appraisal Process
The Debt to Income Ratio and your FICO Score
The ARM Mortgages, Indexes and the Closing Process
The Relationship between Mortgages and Finances
Foreclosures, REO's and Shortsales in a Nutshell
 

 

 

THE CD EVALUATOR

 
You are also getting a very well put together CD Evaluator; which our CEO spent sleepless nights to make it available for us.  This CD Evaluator is a very powerful tool to use in Managing Your Finances and you'll see where you're at when you retire 15-20 years from now.  It is a very detailed Spreadsheet that will give you a full overview of your Income, Assets, Liabilities, Investments and many more.  You'll be blown away with the way it's formatted and Guess What!  You're getting it for FREE.  It is very user-friendly and it calculates for us automatically.  You will be getting a binder packed and loaded with tons of information that only our Company has access to.  On that first session alone, I was blown away already.  After I've completed the fifth session, I couldn't explain how I feel.  It's that feeling of excitement walking away with full of knowledge on very important topics.  THE PRIME PROGRAM.  It's PRICELESS. 

WORDS OF WISDOM

 
Our CEO, Art Samontina, strongly believes that...Had THE PRIME PROGRAM was available years ago, the Foreclosures and Short Sales that are happening right now will be kept to a minimum, or it may not happen at all!  Because if we all understand how Mortgages and Finances work and if we take the time out of our busy schedules to learn and gain Knowledge...We now have the ability to make our Homes Work for us!  THE PRIME PROGRAM will guide us every step of the way on all aspects of Real Estate, Mortgage, Finance and Investment. 
 
Let me end by saying one of my favorite inspirational Words of Wisdom in Taking Action.
 
 
"Shoot for the Moon... even if you miss, you'll land among the Stars." by Les Brown

 I believe that the PRIME PROGRAM represents the MOON... and WE, the Agents...are the STARS of Today and Tomorrow!!!

Let me WELCOME you to our PRIME PROGRAM. 

 

CLASS SCHEDULE

 
Classes are held on Tuesdays for FIVE consecutive weeks.  Please call for our Next Class Schedule.  Classes start promptly at 6:00 p.m. Our office address is located at 6310 San Vicente Blvd, Suite-102, Los Angeles, CA  90048 near Wilshire Blvd.  To register for this Classes, Please call (323) 762-0511 or (909) 239-2599.  You may also EMail me at primeplanner@yahoo.com For more information about Prime Finance & Realty, Inc., please click on the navigation menu; it should take you directly to PFRI website.
 
THANK YOU VERY MUCH for visiting my website.
 
Glad to be of service;
 
BENITA IBANEZ
Real Estate Planner & Mortgage Consultant